Consumer Contracts

Consumer contracts you encounter daily including credit agreements, banking terms and service contracts. Our articles explain hire purchase, mobile contracts, loan agreements and your consumer protection rights.

A Legally Binding Contract That You Didn't Mean to Enter?

Verbal agreements can legally bind you to contracts without written signatures, especially in business energy deals where one call can lock you in.

Advertising Agreements and Your Consumer Rights

Advertisers must follow strict rules to protect you from misleading claims, and there are real consequences if they break the law.

Banking Contracts

Know what you're agreeing to when you sign a banking contract and what rights and obligations both you and your bank have.

Broken Service Agreements

When a service provider or customer breaks a contract, both parties can face serious legal and financial consequences.

Car Hire Contracts

Read car hire contracts carefully to avoid hidden charges and understand clauses about maintenance, mileage, and purchase options.

Contracts for Services

Your rights and protections when entering into a service contract, and what terms and conditions you need to know about.

Contracts Regarding Loans

Get the facts on what's in a loan contract and how the terms protect you as a borrower.

Credit Contracts Explained

What you need to know about credit contracts, your rights when borrowing, and how the Consumer Credit Act protects you.

Gym Contracts Explained

What to check in a gym contract before signing up and what rights you actually have as a member.

HP Agreements Explained

With hire purchase, you don't own goods until you've paid all installments, and missing payments means the finance company can take them back.

Mobile Telephone Rental Contracts

Know what to look for in a UK mobile phone rental contract before you sign up for a pay monthly deal.

New Law on Proving Consumer Contracts

What lenders need to do in court when they can't find the original paperwork proving a consumer borrowed money.

Promissory Notes Explained

A promissory note is a legally binding agreement where a borrower promises to repay a specific amount by a set date, regardless of other circumstances.

Store Agreements Explained

When you buy something from a store, you're entering a contract with legal rights and protections that give you real power if things go wrong.