Consumer Contracts

Know your rights when entering consumer agreements and purchases. Learn about cooling-off periods, terms and conditions, warranties, and your protections as a customer.

A Legally Binding Contract That You Didn't Mean to Enter?

Verbal agreements can legally bind you to contracts without written signatures, especially in business energy deals where one call can lock you in.

Advertising Agreements and Your Consumer Rights

Advertisers must follow strict rules to protect you from misleading claims, and there are real consequences if they break the law.

Banking Contracts

Know what you're agreeing to when you sign a banking contract and what rights and obligations both you and your bank have.

Broken Service Agreements

When a service provider or customer breaks a contract, both parties can face serious legal and financial consequences.

Car Hire Contracts

Check what's actually in your car hire contract before signing, including maintenance rules and hidden fees.

Contracts For Services

Your rights and protections when entering into a service contract, and what terms and conditions you need to know about.

Contracts Regarding Loans

Know what to look for in a loan contract, including terms, conditions, and your rights as a borrower.

Credit Contracts Explained

What you need to know about credit contracts, your rights when borrowing, and how the Consumer Credit Act protects you.

Gym Contracts Explained

Know what you're signing when you join a gym and what rights you actually have as a member.

HP Agreements Explained

With hire purchase, you don't own goods until you've paid all installments, and missing payments means the finance company can take them back.

Mobile Telephone Rental Contracts

Read the fine print on UK mobile phone contracts before signing up for a pay monthly deal.

New Law on Proving Consumer Contracts

What lenders need to do in court when they can't find the original paperwork proving a consumer borrowed money.

Promissory Notes Explained

A promissory note is a legally binding agreement where a borrower promises to repay a specific amount by a set date, regardless of other circumstances.

Store Agreements Explained

When you buy something from a store, you're entering a contract with legal rights and protections that give you real power if things go wrong.